For Banks
Meridian replaces the traditional correspondent banking relationship with modern infrastructure — giving your institution direct access to USD clearing, stablecoin rails, and EM FX without the cost, complexity, or de-risking risk.
The Challenge
Banks across high-growth markets are losing correspondent relationships as large US and European institutions continue to de-risk. The correspondents that remain deprioritize smaller institutions — routing payments through slower, more expensive channels.
The result is slower settlement windows, higher intermediary costs, and limited access to USD clearing for your clients. Your institution is competing with fintechs that have direct infrastructure — while you wait days for a correspondent to process a wire.
Meridian was built to solve exactly this problem. Direct clearing infrastructure that gives high-growth banks the same access that large institutions take for granted.
The Solution
Meridian combines currency clearing, stablecoin rails, and settlements into a single integrated platform — replacing the fragmented correspondent stack with a cohesive API. Currency conversion is included in every settlement.
Issue named US bank accounts to your customers. Receive USD via Fedwire and ACH with instant crediting — no correspondent relationship required.
Learn more →Accept USDC and USDT inflows and convert to fiat instantly. Let your customers receive stablecoin payments without holding digital assets.
Learn more →Settle to local bank accounts and wallets across EM corridors. Competitive FX rates built in — no separate FX relationship required.
Learn more →
Use Cases
Proven at Scale
Meridian launched in the Philippines with GCash and RCBC — opening over 100,000 named US bank accounts in the first quarter of operation, with a 40% conversion rate from application to issued account.
Users are connecting to US payroll processors, bill pay systems, PayPal, Wise, and brokerage accounts.
100K+
Accounts opened
40%
Conversion rate
1 quarter
Time to scale
Why Meridian
Meridian was designed from the ground up for EM financial institutions — not retrofitted from a US-centric platform. Every corridor, every workflow.
Use your existing KYC — no re-verification required. Onboard customers to Meridian-powered accounts instantly using the identity verification you've already completed. No extra compliance steps, no onboarding drop-offs.
Banks that want programmatic control integrate via a single REST API. Banks that prefer a UI-based workflow can access the full platform through Meridian's Transaction Banking Portal — no technical integration required.
Go from signed agreement to live production in weeks. Meridian's onboarding is designed for speed — not the 12-month correspondent bank timeline.
Schedule a conversation with our team. We'll walk through your corridors, review your use cases, and show you how quickly you can go live.